European Consumer Debt Network

An open letter to the Greek Presidency

Written by Administrator Wednesday, 12 March 2014 Image
ECDN and another european organizations asked Minister of Finances in Greece to prioritise working on the Payment Accounts Directive. The authors of the letter underline the fact, that "It is no longer possible to participate fully in modern society without the possibility of access to a range of basic financial services, especially a basic bank account, yet there are up to 58 million people in the EU who currently do not have such an account and who stand to benefit if the proposal is agreed."

See the full text of of the letter. Last Updated ( Wednesday, 12 March 2014 )
 
 

New edition of Money Matters

Written by Administrator Wednesday, 12 February 2014

Image We are glad to inform you that the latest edition of the Money Matters has just been released.
This edition of the Money Matters focuses mainly on two subjects. The first part presents articles on reference budget issues while the other mostly deals with debt counselling.
In the latter part of the magazine reader may find a summary of Dieter Korczak's article on the bank crisis as viewed from the consumer perspective.
The latest edition is available here.

Last Updated ( Wednesday, 12 February 2014 )

Eurofoundís recent policy brief on "informal" debts

Written by Administrator Wednesday, 12 February 2014

Image The 2011 (Eurofound’s European Quality of Life Survey EQLS) provides for data on informal arrears for all 28 EU Member States. This policy brief focuses on a type of arrears that is unique to the EQLS, included for the first time in 2011: arrears on debt repayments to friends or relatives outside the household.
The EQLS shows that arrears on debts with friends and families occur among households in all Member States in the European Union. A considerable proportion of Europeans (8%) reported having had such informal arrears in 2011. Many others may have had informal debts but did not report they defaulted on payments related to them.
Source: Eurofound (2013), Household over-indebtedness in the EU: The role of informal debts, Publications Office of the European Union, Luxembourg.

Last Updated ( Wednesday, 12 February 2014 )
 
 
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ecdn: European Consumer Debt Network to fight and prevent over-indebtedness and promote social inclusion
c/o ASB Schuldnerberatungen GmbH, Bockgasse 2 b, 4020 Linz
The establishment of the European Consumer Debtnetwork ecdn in 2007 was funded  by the European Commission under the Community Action Programme to Combat Social Exclusion 2002-2006.